Loading…
Loading…
| Tax treatment | Min investment | Compare | ||||
|---|---|---|---|---|---|---|
| HDFC Life Click2Protect | Zero | — | Cover lasts till policy end date | Premiums deductible under 80C (up to ₹1.5L); payout to nominee is fully tax-free under Section 10(10D) | Premiums from ~₹500-1,000/month for ₹1Cr cover (age, health dependent) | |
| ICICI Pru iProtect Smart | Zero | — | Cover lasts till policy end date | Premiums deductible under 80C (up to ₹1.5L); payout to nominee is fully tax-free under Section 10(10D) | Premiums from ~₹500-1,000/month for ₹1Cr cover (age, health dependent) | |
| Max Life Smart Secure | Zero | — | Cover lasts till policy end date | Premiums deductible under 80C (up to ₹1.5L); payout to nominee is fully tax-free under Section 10(10D) | Premiums from ~₹500-1,000/month for ₹1Cr cover (age, health dependent) | |
| Tata AIA | Zero | — | Cover lasts till policy end date | Premiums deductible under 80C (up to ₹1.5L); payout to nominee is fully tax-free under Section 10(10D) | Premiums from ~₹500-1,000/month for ₹1Cr cover (age, health dependent) | |
| Star Health Family Floater | Zero | — | None | Premiums deductible under Section 80D — up to ₹25,000/yr (₹50,000 if senior citizen) | Premiums from ~₹8,000-20,000/year for a ₹5-10L family floater | |
| Niva Bupa Reassure | Zero | — | None | Premiums deductible under Section 80D — up to ₹25,000/yr (₹50,000 if senior citizen) | Premiums from ~₹8,000-20,000/year for a ₹5-10L family floater | |
| Care Health | Zero | — | None | Premiums deductible under Section 80D — up to ₹25,000/yr (₹50,000 if senior citizen) | Premiums from ~₹8,000-20,000/year for a ₹5-10L family floater | |
| HDFC Ergo Optima Restore | Zero | — | None | Premiums deductible under Section 80D — up to ₹25,000/yr (₹50,000 if senior citizen) | Premiums from ~₹8,000-20,000/year for a ₹5-10L family floater | |
| Niva Bupa Super Top-up | Zero | — | None | Premiums deductible under Section 80D — up to ₹25,000/yr (₹50,000 if senior citizen) | Premiums from ~₹3,000-8,000/year for ₹15-20L cover above a ₹5L deductible | |
| Star Health Super Surplus | Zero | — | None | Premiums deductible under Section 80D — up to ₹25,000/yr (₹50,000 if senior citizen) | Premiums from ~₹3,000-8,000/year for ₹15-20L cover above a ₹5L deductible | |
| Care Supreme | Zero | — | None | Premiums deductible under Section 80D — up to ₹25,000/yr (₹50,000 if senior citizen) | Premiums from ~₹3,000-8,000/year for ₹15-20L cover above a ₹5L deductible | |
| ICICI Pru iProtect CI rider | Zero | — | None | Premiums deductible under Section 80D; lump sum payout is tax-free | Premiums from ~₹2,000-6,000/year for ₹10-25L cover (age dependent) | |
| Max Life Critical Illness | Zero | — | None | Premiums deductible under Section 80D; lump sum payout is tax-free | Premiums from ~₹2,000-6,000/year for ₹10-25L cover (age dependent) | |
| Niva Bupa CritiCare | Zero | — | None | Premiums deductible under Section 80D; lump sum payout is tax-free | Premiums from ~₹2,000-6,000/year for ₹10-25L cover (age dependent) | |
| Bajaj Allianz PA | Zero | — | None | Premiums deductible under Section 80C in some structures; payout is generally tax-free | Premiums from ~₹300-1,000/year for ₹25L cover | |
| ICICI Pru PA | Zero | — | None | Premiums deductible under Section 80C in some structures; payout is generally tax-free | Premiums from ~₹300-1,000/year for ₹25L cover | |
| HDFC Ergo PA | Zero | — | None | Premiums deductible under Section 80C in some structures; payout is generally tax-free | Premiums from ~₹300-1,000/year for ₹25L cover | |
| HDFC Life Click2Invest | Medium | 8–12% | 5 years | Premiums deductible under 80C; maturity proceeds tax-free under Section 10(10D) if annual premium is under ₹2.5L | Typically ₹2,000-5,000/month minimum premium | |
| ICICI Pru Signature | Medium | 8–12% | 5 years | Premiums deductible under 80C; maturity proceeds tax-free under Section 10(10D) if annual premium is under ₹2.5L | Typically ₹2,000-5,000/month minimum premium | |
| Max Life Online Savings | Medium | 8–12% | 5 years | Premiums deductible under 80C; maturity proceeds tax-free under Section 10(10D) if annual premium is under ₹2.5L | Typically ₹2,000-5,000/month minimum premium |