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| Tax treatment | Min investment | Compare | ||||
|---|---|---|---|---|---|---|
| Embassy Office Parks | Low-medium | 7–12% | None | Distributions may include a mix of dividend, interest, and capital repayment components — each taxed differently. Interest and dividend components are taxable at your slab rate; the capital repayment portion is tax-free (reduces cost basis) | 1 unit (typically ₹250-400 per unit) | |
| Mindspace | Low-medium | 7–12% | None | Distributions may include a mix of dividend, interest, and capital repayment components — each taxed differently. Interest and dividend components are taxable at your slab rate; the capital repayment portion is tax-free (reduces cost basis) | 1 unit (typically ₹250-400 per unit) | |
| Nexus Select Trust | Low-medium | 7–12% | None | Distributions may include a mix of dividend, interest, and capital repayment components — each taxed differently. Interest and dividend components are taxable at your slab rate; the capital repayment portion is tax-free (reduces cost basis) | 1 unit (typically ₹250-400 per unit) | |
| Brookfield India | Low-medium | 7–12% | None | Distributions may include a mix of dividend, interest, and capital repayment components — each taxed differently. Interest and dividend components are taxable at your slab rate; the capital repayment portion is tax-free (reduces cost basis) | 1 unit (typically ₹250-400 per unit) | |
| RBI Retail Direct, via bank branch, via Zerodha/Groww/HDFC Securities | Low-medium | 2.5% fixed | 8 years (exit window opens from year 5) | 2.5% annual interest is taxable at slab rate; capital gains on redemption at maturity (8 years) are tax-free — a unique SGB advantage | 1 gram of gold equivalent, up to 4kg/year for individuals | |
| SBI Gold ETF | Low-medium | 6–12% | None | Taxed as a debt/other fund: gains added to income and taxed at your slab rate (post-April 2023 rules) | 1 unit (ETF, roughly the price of 1 gram of gold) or ₹500/month SIP via fund-of-fund | |
| HDFC Gold ETF | Low-medium | 6–12% | None | Taxed as a debt/other fund: gains added to income and taxed at your slab rate (post-April 2023 rules) | 1 unit (ETF, roughly the price of 1 gram of gold) or ₹500/month SIP via fund-of-fund | |
| Nippon India Gold ETF | Low-medium | 6–12% | None | Taxed as a debt/other fund: gains added to income and taxed at your slab rate (post-April 2023 rules) | 1 unit (ETF, roughly the price of 1 gram of gold) or ₹500/month SIP via fund-of-fund | |
| Mirae Asset Gold ETF | Low-medium | 6–12% | None | Taxed as a debt/other fund: gains added to income and taxed at your slab rate (post-April 2023 rules) | 1 unit (ETF, roughly the price of 1 gram of gold) or ₹500/month SIP via fund-of-fund | |
| Jeweller / hallmarked coins · storage risk | Low-medium | 6–12% | None | LTCG (held over 24 months) taxed at 12.5% without indexation; STCG taxed at slab rate | No fixed minimum — from a small coin (~1 gram) upward | |
| PowerGrid InvIT | Low-medium | 8–12% | None | Distributions may include dividend, interest, and capital repayment components, each taxed differently — interest/dividend at slab rate, capital repayment tax-free (reduces cost basis) | 1 unit (typically ₹90-150 per unit) | |
| IRB InvIT | Low-medium | 8–12% | None | Distributions may include dividend, interest, and capital repayment components, each taxed differently — interest/dividend at slab rate, capital repayment tax-free (reduces cost basis) | 1 unit (typically ₹90-150 per unit) | |
| India Grid Trust | Low-medium | 8–12% | None | Distributions may include dividend, interest, and capital repayment components, each taxed differently — interest/dividend at slab rate, capital repayment tax-free (reduces cost basis) | 1 unit (typically ₹90-150 per unit) |